Better DeFi Apps + Less Fees.
The number on the screen is the number that lands in your wallet.
Five non-custodial applications built on that one rule, plus a public RPC layer of our own that every one of them reads from. Compare swap routes after gas and fees, get paid in the token you choose, whatever the payer holds, with every wallet checked first, manage Aave positions at half the interface fee, point any wallet at 20 networks for free, and let your AI agent drive all of it while the signing key stays with you.
Five Applications, One Wallet, No Custody
Find Out If The Other Wallet Is Clean Before The Money Leaves
Marina, a designer, bills a client 500 USDC and sends the link on WhatsApp. The client pays with the ETH already in the wallet, and Marina receives the 500 USDC she asked for, straight to her wallet, with Vurto holding nothing along the way. Before the client signs, both wallets are checked. If either one is sanctioned or frozen, the payment does not go out, because a payment on a blockchain cannot be undone.
- Receive: an invoice with a readable id, a link and a QR code that previews on WhatsApp and Telegram. You choose the network, one of 9 EVM networks or Solana. The payer picks any token held on that network, and the route ends in the token you asked for.
- Send: pay any wallet with the same protection. Free on every payment: the OFAC sanctions list on every network, the Chainalysis sanctions oracle on EVM, and on Solana the freeze lists of the stablecoin issuers and a money trail up to three hops back.
- Moving a larger amount? Add a paid analysis: Merkle Science shows where the money in the wallet came from and catches a wallet that is on no list but still dirty, and Scorechain is one more sanctions check. You read the answer in plain words, with the details behind it. You pay only for the analyses you ask for, and the total is on the screen before you sign.
- Payroll and suppliers: pay a whole list at once, up to 50 wallets per batch on EVM networks in a stablecoin, or up to 20 on Solana. Each wallet gets its exact amount, and no wallet receives anything before it has been checked.
- For companies: do it by hand on the screen, or in bulk through the REST API, the CLI or an AI agent over MCP.
Ethereum · Optimism · BNB Chain · Gnosis Chain · Polygon · Base · Arbitrum One · Avalanche · Unichain · Solana
Where your swaps actually routed
We do not get to pick a favourite quietly. The share of volume each liquidity provider routed is published at an open endpoint, and this drawing reads from it.
We rank routes by what reaches your wallet, not by what a router advertises
Vurto Swap is non-custodial and runs on 9 EVM networks and on Solana. It asks the integrated liquidity providers for the same trade at the same moment, then subtracts gas and every fee before sorting. Nothing is ever deposited with us, and the winning route is quoted again and simulated right before your wallet is asked for a signature.
- When a provider does not report its gas cost, we assume the worst gas in the batch instead of zero. A quote cannot win by staying quiet about a cost you will pay.
- You approve the exact amount this trade needs. No unlimited allowance left sitting on a contract after the trade.
- The list of contracts your wallet is allowed to sign for ships inside the published app, not fetched from our server at trade time. A server that lied about a route would still be stopped by the app in front of it.
- Four trade shapes: one swap, one token into two, two tokens into one, or a basket of several sources into several destinations. The basket settles in a single signature, either every leg executes or none of them does. The two-leg shapes are signed back to back instead, both quoted at the same instant so the price cannot drift between them.
- Eight liquidity providers are integrated. On EVM: Velora, KyberSwap, 1inch and CoW Protocol. On Solana: Jupiter, Raydium, Orca and Meteora, and the last two are priced by reading the pool on-chain rather than by asking an API, which is how they win on pairs the aggregators route around. The rotation is dynamic, a provider whose success rate falls below 60 percent over 24 hours drops out until it recovers, instead of holding a slot and adding latency to every quote.
Ethereum · Optimism · BNB Chain · Gnosis Chain · Polygon · Base · Arbitrum One · Avalanche · Unichain · Solana
There is no base fee on a swap
When a second route is available to compare against, our fee can never take more than the amount by which the winning route beats that runner-up, and if charging it would drop your result below the runner-up, the fee goes to zero. When only one provider quotes the pair, there is no second result to measure a gain against, so the ceiling for that pair applies instead. Wrapping and unwrapping is one to one, there is nothing to route, so it costs nothing.
- The ceiling is 0.25 percent and it only reaches that on long tail pairs. Stable pairs sit at a third of it and major pairs at two thirds.
- Whenever the routing does find you extra value, at least 10 percent of that extra value stays with you by policy, on top of what the runner-up would have paid.
- On the lending side the interface fee is 0.025 percent, half of what Aave's own interface charges, and a verified Donor pays nothing at all.
Pay Less in Interface Fees
Aave charges a 0.05% interface fee. Vurto cuts that in half to 0.025%, and Donors pay nothing. Same contracts, same security, lower cost.
Interface Fee Simulator
11,000 USDC supplied
- Aave Interface (0.05%)5.50 USDC
- Vurto (0.025%)2.75 USDC
- Vurto Donor (0%)0.00 USDC
Never Get Liquidated Again, If You Act On The Alert
Vurto shows the exact price that would liquidate every collateral asset in your position, color coded by urgency, and fires a Telegram alert before risk hits. Be clear about what the alert is: it is a warning, not a brake. Nothing is moved on your behalf, so the liquidation is only avoided if you act on it. Too busy to watch? Your AI agent can hold the watch and prepare the move for you to sign.
- Vurto calculates the liquidation price for every collateral asset in your position, showing exactly how far the market needs to drop before you are at risk. Green means safe, amber means watchful, red means act now. Set a Telegram alert directly from the price tag.
Collateral Swap and Debt Swap in a Single Transaction
No more multi-step gambles. Vurto bundles a collateral swap and a debt swap into one atomic transaction against Aave, it either fully executes or it reverts. Switch collateral to a better performing token, switch debt to a cheaper rate, or zap in and out without repaying, withdrawing, swapping and re-supplying by hand. You can also withdraw straight to a different address, which is useful for team treasuries and cold storage.
Polygon · Ethereum · Arbitrum · Base · BNB Chain · Gnosis
Nine Aave Markets, Ten More Networks In The Same View
Supply, borrow, repay and withdraw run on the 9 networks where Aave V3 has a market. On 10 more networks Vurto reads your position and uses it as the origin of a crosschain move, so the whole picture stays in one aggregated view without switching interfaces.
Ethereum · Optimism · BNB Chain · Gnosis · Polygon · Sonic · Base · Arbitrum One · Avalanche
zkSync Era · Metis · Soneium · MegaETH · Mantle · Plasma · Celo · Ink · Linea · Scroll
Move Your Aave Loans Across Networks, Safely
Migrate your collateral between chains without liquidation risk using Crosschain Supply. Vurto calculates a safe 10% withdrawal cap that protects your health factor while the bridge runs, sends the funds through a fast and low cost route, and lets you supply on the destination chain. Use Crosschain Repay to borrow and bridge, then pay off the loan on the old network. One site, full control, step by step. Repeat as needed.
- Vurto collects supply and borrow APY from every Aave market every 12 hours and stores it permanently. Compare averages over 30, 90, 180 and 365 days to find the best yields and the cheapest borrowing costs, instead of guessing from a point-in-time snapshot.
Already using Vurto? Bring someone with you
The referral program lives inside the dapp. Open it with your ghost link and it walks you through the terms.
Public nodes, chosen for privacy
One URL per network, 20 of them, free and without a key. Behind each URL we continuously probe dozens of public endpoints, keep a health record for every one, and forward your call to the fastest healthy node. These are public nodes selected for you, not private infrastructure of ours, and the ones that declare no user tracking win every tie. Point Rabby or MetaMask at it and you stop maintaining a node list by hand.
- Three health states per endpoint: serving traffic, failed probe retested in an hour, and 5xx under real traffic retested in a day.
- Each network aims for 5 healthy endpoints, and when it has fewer the search widens through the public chain list on its own until it finds them.
- We publish our own RPC traffic, including the failures, per network and per day. If our infrastructure has a bad day you can see it without asking us.
Your AI agent gets 41 tools and never gets your key
AnA is a remote MCP server. Add one URL to VS Code, Cursor, Claude Desktop or Windsurf and your agent can read positions, compare routes, and assemble every transaction for supplying, borrowing, switching collateral, bridging or swapping. Signing happens in a separate local step, in your own wallet, so the agent hands you a transaction and never holds a key.
- 41 tools over one endpoint, and 7 of them reach the swap through the same connection. An agent plugged into one application of the ecosystem already reaches the others.
- Nothing to install. It is a remote server, so there is no package to keep updated and no API key to request first.
- 20,000 requests per IP per day for free, and no ceiling for a verified Donor.
Same engine, three ways in: REST, a local CLI, and MCP
Everything the web applications do is reachable without a browser, and that surface is part of the ecosystem rather than an appendix to it. The lending API is an open OpenAPI 3 surface, the swap API is versioned under /v1 and authenticates machines with credentials issued from a wallet signature, and the signer is a command line tool that runs on your machine.
- Scoped credentials: read or build, issued by signing a challenge with your wallet, revocable, and bound to that single wallet.
- The signer runs locally. Pipe the payload into the CLI and approve in your own wallet, or in a terminal prompt with echo off. It never asks for a private key in chat.
- Cross-origin access is a wildcard without credentials, on purpose, so a lookalike site cannot use your session to have a transaction built for it.